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Discover Equity Index Annuities!
How would you like to have your invested assets tied to the barometer of the American economy without any exposure to market risk? Now you can.

Equity linked Indexed Annuities are can help you capture the returns linked to an outside source, such as the Standard and Poor's 500 Stock Index (S&P 500) without risk of market loss.

No Loss Provision
Possibly the most attractive provision of an equity index annuity is the no-loss provision. No matter what happens to the American economy, your funds are fully guaranteed to never lose money! Plus any gain recorded on the annuity anniversary becomes fully locked in and those funds are also guaranteed to never lose value.

Competitive Rates of Return
Concerns over inflation and making sure your future dollars are available for your retirement and other needs is essential. In bear markets you will have the opportunity to move your money into fixed interest accounts with average rates exceeding bank CDs. During bull markets you can move your money to accounts indexed to the returns of the stock market.

Either way your principle and gains are protected. From 1988 to 2008, 6 years have been down years and 14 have been up years.

What if you only participated in the up years? This is called the "Power of Zero" or the ability to earn little or no return when everybody in the market is losing 20, 30, or even 40% or more in a single year. Equity linked indexed annuities only participate in up years and are protected against loss on down years. When the market turns around you go up from where your gains were locked in instead of trying to recover your losses.

Traditional Annuity Benefits
Equity index annuities offer the same benefits as traditional annuities, such as:
  • Tax deferred growth
  • Transfer directly to heirs without probate
  • Access to your funds
  • Conversion at anytime to an income of any period, even lifetime!


  • Auto-Pilot Investing
    Indexed linked annuities are like having your funds on auto pilot. You only participate with the bulls (increase) and never with the bears (decreasing.)

    "How would you feel about playing blackjack if every time you won a hand your dealer paid you out but if you lost you got to keep your bet? That is how indexed annuities work. You only can increase and you have no market exposure to loss."

    Disclosures:
    Guarantees are based on the claims paying ability of the issuing insurance company and are state specific. Each state regulates and approves contracts issued in that state. The Standard & Poor's Composite Index of 500 stocks is generally considered representative of the U.S. stock market however actual performance of any index is not indicative of the performance of any particular investment.

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