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Final Expense Insurance

Most people would like to have significant insurance policies that would leave behind a large benefit to their heirs. However, due to affordability or health issues this is not always practical. The average funeral costs between six and ten thousand dollars. For this reason final expense insurance can be a suitable alternative to avoid leaving behind a financial burden for our heirs.

Final expense policies provide the following benefits:

  • Liberal Underwriting: Approval is usually based on a few health questions and a telephone interview.
  • Fast Issue: Policies are normally approved within 24 to 48 hours.
  • Level Premium and Coverage: The face amount and premium may be guaranteed for your lifetime.
  • Lifetime Benefit: Most final expense policies are permanent whole life insurance.
  • Small Face Amounts: Available face amounts range between $2,000 and $50,000.

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